Agri–Business Health Insurance Program
The program has been in existence since the late 1960’s when it was originally designed to bring affordable health insurance to members of the dairy cooperatives.
Today it is a unique organization that is designed by people in Agriculture for people in Agriculture providing more than 60,000 individuals, families, rural business owners and Ag Associations with top quality health insurance coverage.
- Guaranteed Issue (with medical questions)
- You are part of a large group rather than stand alone as an individual which helps with premiums and benefit designs
- True Group Program
- Any Ag business that has Ag customers can offer to their customers
- FAST and EASY to implement the program
Some of the features of the program are:
Medical
- Comprehensive major medical coverage
- Freedom to choose your doctor
- Maternity coverage
- Prescription drug coverageā¦not a discount program
- Special Accident Benefit
Dental
- Dental carrier is a major insurance company offering plans across the country
- You can go to any dentist
- In order to have access to the dental program, must have the medical coverage
Life Insurance (Group Term)
- Provided by a large National Carrier
- Up to $100,000 in coverage (with additional health questions answered, this can be increased to $300,000)
- Spouses and children are eligible for coverage
- Not necessary to be enrolled in the medical program in order to take advantage of the life program
Tax Advantages
- Pre-tax deductions
- Health Savings Account qualified plans
Customer Care
- Toll Free
- When you call…you get a real person to answer your questions
Implementation of the Program is EASY and FAST
- To qualify you must have at least 2/3’s of your income from agriculture
- Only requires having the necessary documentation in our office no later than the 25th of the preceding month
Contact Us For More Information
Call 1.800.523.8351
Or
Email Us
Some of our customers include: Dairy Farmers of America, Land O’Lakes, Ocean Spray, National Livestock Producers Association